Real Estate Crowdfunding
Real estate crowdfunding is the financing of a real estate project from multiple investors, typically done over the internet.
Recorder (Registrar, County Clerk)
A recorder is the public official who keeps records concerning property.
Recording is the process of legally documenting changes in title for a piece of property.
Recourse is the right of a lender to claim money from a borrower in default, in addition to the property pledged as collateral.
To refinance is to replace an existing loan with a new loan.
Regulation A is an exemption from the registration requirements mandated by the Securities Act. It applies to small public offerings of securities that do not exceed $5 million in any 12-month period.
Regulation D is a regulation made by the Securities and Exchange Commission (SEC) that sets forth conditions to be satisfied in order to qualify for a private offering exemption from registration.
Rehab or Rehabilitation Property
A rehab property is a property with a renovation planned in order to increase its value.
REIT (Real Estate Investment Trust)
An REIT is a type of security that invests in real estate and is sold like a stock. REITs rarely participate in the smaller investments that Loan Pie has access to. They also tend to be less profitable for the investor.
A residential property is any property that has four or fewer residential units and no commercial units.
A retail property is a property with retail space.
Risk is the probability of losses relative to the expected return on an investment.
Risk vs Return
Risk vs return is a financial concept that compares the potential fluctuations of an investment with its projected return.